Terms & Conditions

This document constitutes an agreement and as such is of obligatory compliance for the parties involved, and is binding for all those people that utilize the services of Fine Gold International, INC.  It is also understood that to utilize the services of Fine Gold International, INC this terms and conditions agreement must be read and accepted in its totality by an adult of 21 years of age who is legally the owner of the articles of gold or other metals; such person should act in his or her own name and not in representation of a third party.

LOSS OF ITEMS

If for any reason there is a partial or total loss of the items sent by mail, and if the free Fine Gold envelope arrives to Fine Gold International, INC with no indication of damage, mistreatment or other signs of alteration, we guarantee the value of the items. However, if there is a partial or total loss of articles sent to Fine Gold International, INC by mail and the envelope appears to have been damaged, mistreated, or otherwise altered, the package will be returned to the post office.

TIME LIMITS

The value of the sent articles will be negotiated via telephone. Once an agreement is reached between Fine Gold International, INC and the client, the client will give consent to be paid the agreed-upon amount. This procedure eliminates the time limit of the claim since the value will be notified to the client before a check is issued and sent for payment. In the case that a customer authorizes payment to be directly deposited into his or her bank account by previously submitting a voided check, the payment for the gold and platinum items will be made directly to the client’s bank account without a verbal agreement or consent given via telephone.

LIMITATION OF LIABILITY

This agreement is of obligatory character for clients, third parties, insurances and other entities. It is also of binding character for all parties involved that Fine Gold International, INC is not to be held responsible before third parties for loss of or damage to the gold and platinum articles that are in its possession. The value of the items will be determined unilaterally by Fine Gold International, INC as follows:

1. A third (1/3) of the value of the articles sent by the client.
2. Under no circumstance will the responsibility of Fine Gold International, INC exceed the value of one hundred dollars ($500).
3. It will be always Fine Gold International, INC that determines and sets the value of the items.

INDEPENDENT INSURANCES

It is at the customer’s discretion to send the articles to Fine Gold International, INC. utilizing a private form of shipment if the client considers that the value of the articles exceeds the one hundred dollar ($500) insurance provided by Fine Gold International, INC.


VERBAL OFFERING

Fine Gold International, INC provides the option of a verbal offer to its clients, whenever they require a regular payment with check, agreed and consented to via telephone prior to the submission of the check pertaining to the value of the articles; and sent to the address provided to Fine Gold International, INC by the client. In the case that the client prefers the option of fast payment and he or she sends a voided check along with his or her information card and gold and platinum items, an electronic payment will be made to the client’s bank account for a fee of $4.99. According to this option, the client renounces the need for a verbal offer via telephone, agreeing implicitly with the value to be paid for his or her gold and/or platinum items.

JURISDICTION

This agreement is governed and interpreted according to the laws of the State of Florida; it does not account for conflicts with other legislations.  Whoever accepts this agreement furthermore accepts that any claim or action against Fine Gold International, INC should be presented within one (1) year; otherwise any conflict will prescribe forever and will be understood tacitly as a renunciation to said claim.